Although auto insurance rates in San Diego are lower by 7% than California’s state average and 10% less than the national average, there are still insurance providers that offer cheap premiums. One such provider is Geico, which offers the cheapest minimum coverage in the city at around $27 monthly and full coverage at about $136 per month. The biggest variable in your insurance cost will be the company you choose, so you’ll want to shop around to be confident you’re getting the best rate. In San Diego, these are the cheapest car insurance companies based on average rates for a 35-year-old driver with good credit and a clean driving record, according to NerdWallet’s most recent analysis.



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